We are Amwal

We offer flexible installments using your existing credit card

Who we are

Amwal is a fintech platform that transforms the idea of shop and pay with banks using our flexible installment payments, High limits solutions that benefit customers and businesses. Our innovation has earned us industry recognition. At Amwal, we make payments smarter, easier, and more accessible for everyone.

What we offer

Shop with Amwal and split your payments easily 100% Sharia-compliant with no late fees.

Learn more

How we’re making an impact.

Amwal is leading the way in installment services—breaking limits and creating smarter solutions.

Global Business Outlook

Payment Authentication regional winner

VISA Everywhere Innovation Award

Regional winner 2023

+ 95%

Approval rate to our installment service

The Business Year ME

FinTech Market leader 2023

FORBES ME

Forbes 30 under 30 2023

Founded by a mighty crew with significant expertise in technology, computational finance, AI and management.

Dr. Mohamed Zaghoo

CEO

Dr. Sameh Galal

CTO

Reda Reda

CBO

Collectively, we have 4 US patents, 5 degrees from Harvard and Stanford, and have held positions in NASA, Citadel Security and McKinsey & Company.

Public relations

For media enquiry email us at press@amwal.tech

Contact us

Shoot your questions to us at info@amwal.tech

Join us at Amwal

Check out our careers page, or send us your resume

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Amwal is an emerging leader in strong authentication, identity orchestration, and frictionless payment solutions. We are enabling a more secure digital payment experience where financial institutions, merchants or payment providers can authenticate, identify & secure their customers on every device and channel.

Amwal Tech is one of the first passkeys-based payment platforms globally, and is a regulated Payment Service Provider by Saudi Payments (Central Bank of Saudi Arabia) under license PSP013 & in Abu Dhabi Global Market under tech license 00076. Amwal Authentication passkeys solutions are FIDO and OpenID certified.